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All orders come to us as Pending, which allows us to make adjustments if necessary. (For example, you might order 4 yards, but we only have 3 3/4 yards; or we can send your package for less than what the computer estimates.) We do not collect payment until we are ready to ship your product and we cannot collect any more than originally authorized. We use the PayPal Merchant system for processing both PayPal and all major Credit Cards. After you click on the Green "Proceed to PayPal" button, you will see a screen that defaults to PayPal. At the bottom of that screen, click the Gray "Pay With Debit of Credit Card" button. Then, enter all data required as well as your email and phone number in case we need to contact you. Thank you! Marsha Doyenne